Action Book Library · Wealth plans

Money leaks out and I'm not sure where

Give every dollar a job and stop the small leaks before they add up.

90-day plan · Free · No login required

The 90-day goal

Get spending under control

Plugging the leaks frees up money without earning a cent more.

How you'll know it's working

Milestones

Day 30

Tracked every expense for two full weeks

Day 60

Cancelled or cut at least three spending leaks

Day 90

Stayed within a simple spending plan for one month

The daily engine

Keystone habits

Log every spend

Right after I buy anything, I will log the amount and category.

24-hour rule

Before any non-essential purchase, I will wait a day before buying.

Start here

Your first steps

  1. 1

    Track two weeks of spending

    Record everything to see where the money actually goes.

  2. 2

    Audit your subscriptions

    List every recurring charge and cancel what you don't use.

  3. 3

    Set simple category limits

    Give your main spending categories a monthly cap.

For when it gets hard

If-then plans

Decide your response now, so motivation running out doesn't end the plan.

If I feel an impulse to buy, then I add it to a list and wait 24 hours.

If small charges pile up, then I review recurring charges and cut one.

If I'm spending with no plan, then I check my category limit before buying.

Ready to download

Free action books that tackle this

Each pairs wealth with a second area, because what feels stuck rarely sits in one corner of life.

Wealth Mind

Spend With Intention

Plug the money leaks and the mental clutter behind them.

When money slips away and you're not sure where, the leak is usually small, automatic, and tangled up with stress. This plan gives every dollar a job and clears the overwhelm that drives mindless spending.

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